Car Rental Insurance

Learn more about the 3 coverages Lincoln Insurance offers rental car companies and their customers.

Renter’s Contingent Liability Insurance (RCLI) offered by Lincoln Insurance serves as a crucial safeguard for renters, ensuring peace of mind and financial security in unforeseen circumstances. Our RCLI policy stands as a beacon of protection, providing renters with the State Minimum Financial Responsibility (SMFR) limits mandated by the jurisdiction where an accident takes place. In the unfortunate event that a renter finds themselves without any other available coverage, our RCLI steps in as their primary insurance, offering comprehensive protection and support.

At Lincoln Insurance, we understand the importance of having a reliable safety net in place, especially when the unexpected occurs. Our RCLI policy goes beyond mere coverage; it serves as a reliable companion, ready to step in and provide assistance when needed most. Whether it’s property damage, bodily injury, or legal expenses stemming from an accident, our RCLI ensures that renters are adequately protected from potential financial liabilities.

With Lincoln Insurance, renters can rest assured knowing that they have a dependable partner by their side, offering the support and protection they need to navigate life’s uncertainties with confidence. Our commitment to excellence and customer satisfaction shines through in every aspect of our RCLI policy, providing renters with the peace of mind they deserve.

Don’t leave your financial security to chance – choose Lincoln Insurance and safeguard your future today.

Supplemental Liability Insurance (SLI) Our Supplemental Liability Insurance (SLI) policy stands as a cornerstone of our commitment to providing unparalleled support and security for both car rental operators and their esteemed customers.

SLI from Lincoln Insurance isn’t just any insurance policy – it’s your key to enhanced peace of mind on the road. With SLI, renters enjoy an increase in liability limits that exceed the State Minimum Financial Responsibility (SMFR) limits, providing robust coverage up to a combined Maximum Limit of $500,000 for Bodily Injury and $10,000 for Property Damage. This comprehensive coverage extends beyond the basics, ensuring that renters are adequately protected in the event of unforeseen accidents or incidents.

What sets Lincoln Insurance‘s SLI apart is its flexibility and reliability. Our policy is designed to complement any existing valid and collectible insurance, including the personal auto insurance of the renter. This means that renters can rest assured knowing that they have additional coverage that kicks in when needed most, without overlapping or conflicting with their primary insurance policies.

Moreover, our SLI policy operates as excess coverage, stepping in after all other valid and collectible insurances providing coverage to the renter have been exhausted. This ensures that renters have a reliable safety net in place, offering seamless support and protection in even the most challenging situations.

At Lincoln Insurance, we understand the importance of comprehensive and reliable insurance coverage, especially when it comes to rental vehicles. Our SLI policy is crafted with the needs of both rental operators and customers in mind, providing peace of mind and security on every journey.

Don’t settle for subpar insurance coverage – choose Lincoln Insurance’s SLI policy and experience the difference firsthand. With us, you’re not just getting insurance – you’re getting peace of mind on the road.

Supplemental Physical Damage Warranty (SPDW) The Supplemental Physical Damage Warranty (SPDW) from Lincoln Insurance offers renters an invaluable layer of protection by bolstering the coverage provided by their existing insurance policy for the vehicle, if applicable. Tailored to suit individual needs, the SPDW extends the limits of Physical Damage coverage, providing peace of mind in the face of potential risks.

These limits are meticulously determined, taking into account the value of the vehicle to ensure adequate protection in various scenarios. Additionally, the SPDW incorporates a deductible, serving as a financial commitment from the renter, ensuring swift resolution of any damages incurred.

This proactive approach safeguards both the renter and the vehicle from unforeseen accidents or damages, fostering a sense of security and confidence during the rental period. With the SPDW in place, renters can confidently navigate their journeys, knowing they have robust insurance coverage to rely on in case of any unexpected mishaps.